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Residential Rental Property Portfolio Loans

Residential Portfolio; Rental Property Loans:

  Updated as of 5/17/2023  


    Are you a landlord with a growing portfolio of properties? Seeking a private lending relationship that genuinely understands your needs and facilitates high leverage for continued growth? Your search ends with NewRepublicFunding.com.


    We offer a highly competitive and flexible financing package tailored to landlords:



    - Enjoy up to 80% financing for purchases.


    - Secure up to 75% for rate and term financing.


    - Leverage up to 70% for cash-out refinances.


    - Benefit from a low minimum debt service coverage ratio of 1.25.


    - Avail discounted rates for a higher debt service coverage ratio of 1.50 or more.


    - Enjoy competitive rates starting as low as 7.5%!


    - Choose from 5-Year ARM, 10-Year ARM, or 30-Year Fixed Rates to match your financial plans.


    - Benefit from low origination fees starting at 1.5%.


    - Experience the thrill of quick closings in 30 days or less.


    - Our loans cover a wide range of collateral types, including Single Family Homes, 2-4 Units, Condos, Townhomes, and Multi-family properties with up to 9 units.


    - To provide greater financial flexibility, a minimum of 2 assets must be grouped into the loan.


    - Our 5-year Prepayment Penalty has a reducing scale - 5%, 4%, 3%, 2%, 1% - along with a partial release built into the note, allowing you to detach and sell parts of the portfolio as needed.


    - Minimum loan request: $500,000.


    - All our loans are non-recourse.


    - Brokers are protected and duly compensated.


    Empower your portfolio expansion with NewRepublicFunding.com - your ally in real estate investment growth!

    Eligibility Criteria:
    To apply for our tailored financing packages, you'll need to meet the following criteria:


    1. **Credit Score**: A FICO score of 680 or higher is necessary.
    2. **Asset Volume**: You must have at least 2 assets for inclusion in the loan.
    3. **Property Types**: The loan can finance a range of property types, including Single Family Homes, Townhouses, Condos, and Multi-Family properties of up to 8 units.
    4. **Door Price**: Each unit or 'door' in your portfolio should have a value of $50,000 or more.
    5. **Rental Income**: The monthly rental income for each unit must be $600 or higher.
    6. **Loan Request**: The total loan amount requested should exceed $500,000.


    At NewRepublicFunding.com, we strive to provide flexible, high-leverage financing solutions that can support your real estate portfolio growth. Should you meet the criteria above, we welcome you to apply.




    Please submit the executed application form to processing@newrepublicfunding.com to begin the application and intake process.


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    Please feel free to contact our office at (303) 419-3147